Top Cashback websites: Get paid to shop online.


Yes – you heard me. What if you got paid a percentage of your
spend every time you shopped online? WELL YOU CAN.


Welcome to the world of cashback sites.



The annoying man that does the MC Hammer dance. I’d like to see him in a fight with the Go Compare man.



I’ll be honest, I
never wanted to use them before. I have a million internet accounts that I no
longer remember my login details for, do I reeeally need another?



Also – I
thought it would only be teeny amounts and only from unknown shopping sites
selling things I won’t ever actually use. Like coloured hats! Seriously I have
so many hats that I never actually wear…. Anyway. 



Consider me converted!! Upon further research,
I realised that, actually, most of the sites I use are all involved. And, the
earnings are considerably more than expected, I’m talking hundreds of pounds
here.


Anyone shop at ASOS, Argos,
Debenhams, Tesco
?? All huge names which we spend hundreds of pounds a year –
all signed up to cashback sites.



How do they work?


Basically – you sign up to a site, and instead of going
directly to say, ASOS.com, you’d go through a link from the cashback website
which records your visit and then pays you X% of the amount you’ve spent.


Here are some example rates you can get:


  • Tesco Direct – 4.5%
  • Argos
    – 5%
  • Urban Outfitters – 6%
  • Boots Online (new customer)– 6%
  • New Look 7%
  • Lastminute.com – 7%



And it doesn’t stop with Retail – those of you looking to
signup for a new TV package, internet or phone package can also get cashback –
just search for the brand you’re looking for, I was really surprised at how
many big names are involved.


But of course – lets not dive into things straight away – here’s
a couple of sensible Value tips for you:



  • There are plenty of free cashback sites out there – you
    shouldn’t have to pay for anything, especially joining or withdrawing your
    money.
  • Cashback sites aren’t Government protected, so if the
    one you’re signed up to goes bust, you aren’t guaranteed to get any money
    that’s still owed to you.
  • Therefore, never store your cashback on the site –
    withdraw it as soon as possible!
  • Finally – and this is the hardest one for me personally
    don’t let the cashback cloud your judgement! Don’t buy a £50 product with £10
    cashback, when you can just buy the product for £20. Think of the cashback site
    as an easy bonus for shopping online as opposed to a money-making arrangement.



So which ones to join?

Due to the whole
going-bust-not-covered deal, I looked at the biggest, most established sites
such as Topcashback, Quidco.


Ultimately, I chose Topcashback because the rates for my favourite
shopping sites were higher than Quidco. Also, they even gave me a £5 high
street voucher for registering!





So if you’re interested in joining – heeeere’s my referral
link at Topcashback http://www.topcashback.co.uk/ref/zoew16 ) – naturally they offer a nice cash reward for
each referral I make! 😉


I reckon, based on my spending on Boots and ASOS alone, I
can probably get at least an extra £200 a year, all just by clicking online via
a cashback site….


Oh go onnn then.



xXXXx

Zoe Bayliss Wong

Zoe is a Forbes ’30 under 30′ finance pro, style writer, presenter and panellist, working for a fashion startup and trying to live that best life in the most IRL way possible.

6 Comments

  1. Zoe Dubs
    January 12, 2013 / 1:32 pm

    A question sent to meI read your cashback post too… just wanted to get a bit more info, i dont get cashback.. is it free money? or money back from your own account? does it work differently online and over the counter :-/ It's all very confusing!MY ANSWER:You basically get money sent to you, after you shop. So TopCashBack says, we're offering 5% cashback at Asos – so when you spend £100 at Asos, TopCashBack will send you £5 via your Topcashback account details.Cashback sites earn their money by directing internet traffic to shopping sites. Because you have to click through to ASOS via the TopCashBack site, ASOS pays TopCashback some money for directing internet traffic to them – and then TopCashBack pays some to you!Sites like TopCashBack and Quidco are for online shopping only – you register with them, and they pay you money through whatever details you register with.It does take about 2 months for the money to come back to you since they have to get it from ASOS first, before then giving some to you – but I figured, since I buy online ANYWAY, I may as well get some money back for it eventually right?Hope that helps :)xXXXx

  2. zion
    August 17, 2013 / 6:17 am

    Now a days mostly peoples are choosing social shopping because it is very easy and good method also,this cash back process is good.

  3. Anonymous
    October 18, 2013 / 3:48 am

    My brother recommended I might like this web site. He was entirely right.This post actually made my day. You cann't imagine just how much time I had spent for this info! Thanks!my web page – online grocery shopping and delivery

  4. Anonymous
    October 22, 2013 / 2:27 am

    TopCashBack is great in U.K, however, here in U.S. I would highly recommend http://www.pandacashback.com they offer the highest rebate rates in over 3000 online stores.

    • Zoe Dubs
      October 22, 2013 / 8:43 am

      Yay for knowledge sharing – thanks Anonymous 🙂 x